Privacy Policy

YOUR PRIVACY

At KJ MALO ENTERPRISES PTY LTD, we are dedicated to protecting your privacy as an online visitor to our website. We collect information to enhance the services we provide to you and respect the confidentiality of your data in accordance with the Australian Privacy Principles.

Please read our privacy policy carefully. You have the right to update your details at any time by contacting us via email.

All information collected is safeguarded by our secure server, which employs encryption to protect your data during transmission. Additionally, we take measures to secure all customer data against unauthorized access or use.

Thank you for trusting us with your information.

 

INFORMATION COLLECTION AND USE

We collect and store information that you provide through our website or in other ways. This may include basic contact information such as your name, phone number, address, and email address, which allows us to send you relevant information. We may also gather additional details when you provide feedback, update your preferences, respond to surveys, or communicate with customer support.

Your personal information may be used for direct marketing, website updates, and newsletters, but only if you have opted to receive such communications. If you wish to stop receiving these updates, you can do so by emailing us or unsubscribing at any time, and we will process your request immediately.

We do not use your individual profile or company details for any other purpose. Your information may only be shared with third-party suppliers when required by law, for purchased goods or services, or to protect our legal rights.

We respect your privacy and may collect personally identifiable information to respond to your inquiries about our products and services. We will take reasonable measures to protect the confidentiality of your personal data while it is under our control.

Your personal data will not be shared with third parties, except for service providers who assist us in delivering our services, and only if they agree to uphold our privacy standards. Some of these providers may be located overseas and may not be subject to Australian Privacy Laws. Please contact us for more details.

Any non-personal information or materials you send to us via our website or email may be used and disclosed on a non-confidential basis. We reserve the right to use any ideas, concepts, or techniques contained in such information for any purpose, including product development and marketing.

 

COOKIE POLICY

A cookie is a small file placed in your web browser that collects information about your browsing behavior. Cookies allow our website to tailor its configuration to better suit your needs and preferences. They do not access information stored on your computer or any personal information, such as your name, address, email address, or phone number.

Most web browsers automatically accept cookies, but you can choose to reject them by adjusting your browser settings. Please note that rejecting cookies may limit your ability to fully utilize our website.

Our website uses cookies to analyze traffic and enhance your visitor experience. Additionally, cookies and tracking pixels may be employed to serve relevant ads through third-party services like Google Ads and Facebook Ads. These advertisements may appear on our website or on other sites you visit.

 

DISCLOSURE OF PERSONAL DATA

We may occasionally need to disclose certain information, including your Personal Data, to comply with legal requirements such as laws, regulations, court orders, subpoenas, warrants, or in response to law enforcement requests. Additionally, we may use your Personal Data to protect the rights, property, or safety of KJ MALO ENTERPRISES PTY LTD, our customers, or third parties.

In the event of a change in control of our business—such as through a merger, sale, or transfer of assets—customer information, including your Personal Data, may be disclosed to a potential buyer under a confidentiality agreement.

We will only disclose your information in good faith and when required by the circumstances mentioned above

 

THIRD PARTIES

We do not sell or trade personal or customer information. Your personal details will not be disclosed to any third party, except for the necessary information required by providers of products or services you have purchased, to protect the rights, property, or safety of KJ MALO ENTERPRISES PTY LTD, our customers, or third parties, or as required by law.

However, we may use your information in a general sense, without referencing your name, to create marketing statistics, identify user demands, and improve our services. Additionally, your information may be utilized to enhance our website, but not for any other purposes.

 

SECURITY

We are committed to ensuring the security, integrity, and privacy of the personal information submitted to our website. To that end, we regularly update our security measures to reflect current technologies and best practices.

 

LINKS

This website may contain links to other sites for your convenience. However, links to third-party websites do not imply sponsorship, endorsement, or approval of those sites. We are not responsible for the privacy practices of these external websites.

We encourage our users to read the privacy statements of each website they visit, especially those that collect personally identifiable information. This privacy policy applies solely to information collected by our website.

 

CHANGE IN PRIVACY POLICY

To ensure our privacy policy remains current, it is subject to change at any time at our discretion. All modifications will take effect immediately upon posting on this website. We encourage you to check back periodically to review our privacy policy.

If you have any questions or concerns about our privacy policy or the use of your personal information, please contact us at support@kjfunding.com.au, and we will respond within 48 hours.

Motor Vehicle

At KJ Funding, we take pride in providing personalized financial solutions with a focus on people. Our dedicated team specializes in securing financing for various vehicles, from small cars to large commercial fleets.

  • Secured Asset Finance

    A secured asset finance loan is a specialized financial product enabling individuals and businesses to obtain essential assets like vehicles, machinery, and equipment with the asset serving as collateral, mitigating risk for the lender and thereby allowing for more favorable interest rates and flexible terms compared to traditional loans.

  • Rent to own/Hire Purchase

    Rent-to-own/Operating lease offers an extra way to finance assets without needing collateral, freeing up cash for day-to-day operations. It gives businesses more flexibility to adapt to changing needs compared to buying outright.

  • Novated Lease

    A novated lease is a benefit for employees, involving an agreement among you, your employer, and a leasing company. Your employer deducts lease payments from your gross salary (before tax), covering a car you use personally. Leasing a vehicle through this arrangement offers tax savings.

Cars

Whether it's for personal or business use, we have the expertise and resources to secure financing for any vehicle you desire, including sports and luxury cars. Our extensive network and tailored approach mean that we can accommodate your specific preferences, ensuring that you drive away in the car of your dreams without compromise.

Get a Quote

Truck & Trailers

From prime movers to agi trucks, we handle it all. Whether you need financing for the truck itself, with attachments, or just the trailer, we've got you covered. Our comprehensive approach means you can rely on us to finance every aspect of your commercial vehicle needs, providing seamless solutions tailored to your specific requirements.

Get a Quote

Other Vehicles

In addition to cars and trucks, we also provide financing options for a wide range of other assets, including buses and motorcycles. Whatever your transportation needs may be, we have the expertise and resources to help you secure the financing you require. Our commitment is to offer flexible and competitive solutions, ensuring you can acquire the assets you need with ease and confidence.

Get a Quote