Privacy Policy
YOUR PRIVACY
At KJ MALO ENTERPRISES PTY LTD, we are dedicated to protecting your privacy as an online visitor to our website. We collect information to enhance the services we provide to you and respect the confidentiality of your data in accordance with the Australian Privacy Principles.
Please read our privacy policy carefully. You have the right to update your details at any time by contacting us via email.
All information collected is safeguarded by our secure server, which employs encryption to protect your data during transmission. Additionally, we take measures to secure all customer data against unauthorized access or use.
Thank you for trusting us with your information.
INFORMATION COLLECTION AND USE
We collect and store information that you provide through our website or in other ways. This may include basic contact information such as your name, phone number, address, and email address, which allows us to send you relevant information. We may also gather additional details when you provide feedback, update your preferences, respond to surveys, or communicate with customer support.
Your personal information may be used for direct marketing, website updates, and newsletters, but only if you have opted to receive such communications. If you wish to stop receiving these updates, you can do so by emailing us or unsubscribing at any time, and we will process your request immediately.
We do not use your individual profile or company details for any other purpose. Your information may only be shared with third-party suppliers when required by law, for purchased goods or services, or to protect our legal rights.
We respect your privacy and may collect personally identifiable information to respond to your inquiries about our products and services. We will take reasonable measures to protect the confidentiality of your personal data while it is under our control.
Your personal data will not be shared with third parties, except for service providers who assist us in delivering our services, and only if they agree to uphold our privacy standards. Some of these providers may be located overseas and may not be subject to Australian Privacy Laws. Please contact us for more details.
Any non-personal information or materials you send to us via our website or email may be used and disclosed on a non-confidential basis. We reserve the right to use any ideas, concepts, or techniques contained in such information for any purpose, including product development and marketing.
COOKIE POLICY
A cookie is a small file placed in your web browser that collects information about your browsing behavior. Cookies allow our website to tailor its configuration to better suit your needs and preferences. They do not access information stored on your computer or any personal information, such as your name, address, email address, or phone number.
Most web browsers automatically accept cookies, but you can choose to reject them by adjusting your browser settings. Please note that rejecting cookies may limit your ability to fully utilize our website.
Our website uses cookies to analyze traffic and enhance your visitor experience. Additionally, cookies and tracking pixels may be employed to serve relevant ads through third-party services like Google Ads and Facebook Ads. These advertisements may appear on our website or on other sites you visit.
DISCLOSURE OF PERSONAL DATA
We may occasionally need to disclose certain information, including your Personal Data, to comply with legal requirements such as laws, regulations, court orders, subpoenas, warrants, or in response to law enforcement requests. Additionally, we may use your Personal Data to protect the rights, property, or safety of KJ MALO ENTERPRISES PTY LTD, our customers, or third parties.
In the event of a change in control of our business—such as through a merger, sale, or transfer of assets—customer information, including your Personal Data, may be disclosed to a potential buyer under a confidentiality agreement.
We will only disclose your information in good faith and when required by the circumstances mentioned above
THIRD PARTIES
We do not sell or trade personal or customer information. Your personal details will not be disclosed to any third party, except for the necessary information required by providers of products or services you have purchased, to protect the rights, property, or safety of KJ MALO ENTERPRISES PTY LTD, our customers, or third parties, or as required by law.
However, we may use your information in a general sense, without referencing your name, to create marketing statistics, identify user demands, and improve our services. Additionally, your information may be utilized to enhance our website, but not for any other purposes.
SECURITY
We are committed to ensuring the security, integrity, and privacy of the personal information submitted to our website. To that end, we regularly update our security measures to reflect current technologies and best practices.
LINKS
This website may contain links to other sites for your convenience. However, links to third-party websites do not imply sponsorship, endorsement, or approval of those sites. We are not responsible for the privacy practices of these external websites.
We encourage our users to read the privacy statements of each website they visit, especially those that collect personally identifiable information. This privacy policy applies solely to information collected by our website.
CHANGE IN PRIVACY POLICY
To ensure our privacy policy remains current, it is subject to change at any time at our discretion. All modifications will take effect immediately upon posting on this website. We encourage you to check back periodically to review our privacy policy.
If you have any questions or concerns about our privacy policy or the use of your personal information, please contact us at support@kjfunding.com.au, and we will respond within 48 hours.
车辆
在 KJ Funding,我们以提供客人为本的个性化金融解决方案而感到自豪。我们的专业团队为各种车辆(从小型汽车到大型商业车队)提供贷款。
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担保贷款
担保贷款一种比较普遍的贷款产品,使个人和企业能够以购买的车辆、机械或者设备等作为担保,降低贷款人的风险,从而与现金贷款相比,获得更优惠的利率和灵活的条款。
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先租后买/租购
什么是先租后买/经营租赁?就是先让你租,到贷款合约结束后再拥有。与直接购买相比,它为企业提供了更大的灵活性来适应不断变化的需求。
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Novated Lease
Novated Lease是对雇员的一项福利,雇主、雇员和贷款者三方一起达成的一种有别于以前汽车贷款的约定。雇员按自己的意愿去选择汽车,再把他与汽车销售商达成的协议转给雇主。您的雇主从您的总工资(税前)中扣除租赁付款,包括您个人使用的汽车。通过这种安排租赁车辆可以节省税款。